Inflation! $$

[opie]

I'm 58....I retired at 45 (silent partner for a few years) no pension...had a visual communication production firm.

Film and movie production.......graphic arts.....commercial photography & marketing ...full lab services.
35 full time employees.....sold out in 2018.....live in a cabin on a lake.

Take pics of wildlife......play golf.......detail about 25 cars a year for fun and to keep busy.

Good for you bosko!

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[opie]

I got off that debt train for good about 5 years ago.

I did finance my truck in 2012, but I got a 0% loan.

My only debt is my mortgage as well, and I would have worked to get out of it by now, but I have a special circumstance out here on the end of Long Island that makes me stay. (For now).

My wife & I bought our small house for 221K in 2005. (House was built new in 1985 for 57K). We just got appraised at 815k this past June. And it... JUST.....KEEPS.....RISING. It's insane.

I was told as a young lad that as long as you maintain your home the value will not decrease. So true for you paul...thats a hell of a jump!

We debt free other than our home for the same years now too. Really learned how much one could save when we saved for our wedding few years back...it was then that i learned that i could be a little more disaplined with money...not that i ran loose and wild b4.

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[dcjredline]

And just exactly do you mean by that? Bible nut?

I havent read it completely, I dont push it on others, I dont go around quoting it normally. Does that help?

[dcjredline]

You sound like dave ramsey lol. Congrats on your journey to being debt free. You have played your hand well so far

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He was a lot further in debt than I was BUT the feelings of pain and fright were the same in me as it was in him in his book.

[luckydawg]

I havent read it completely, I dont push it on others, I dont go around quoting it normally. Does that help?

Sounds like a politically correct fence ridding save on your part

[John U]

You sound like dave ramsey lol. Congrats on your journey to being debt free. You have played your hand well so far

I listened to Dave for years on the road. (30 yrs as a sales rep). He gives a great boot kick. …it’s not rocket science just common sense. I’m debt free and sleep very peacefully!

[opie]

I heard him on the radio too, his show always came on my news talk station in the evenings. At that point we were already half way into what he called his "baby steps". So it made me feel good and reassuring knowing that we were already doing all the right common sense things.

I will listen to his podcasts too when i want a little extra financial inspiration.

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[Flash Gordon]

I was told as a young lad that as long as you maintain your home the value will not decrease. So true for you paul...thats a hell of a jump!

We debt free other than our home for the same years now too. Really learned how much one could save when we saved for our wedding few years back...it was then that i learned that i could be a little more disaplined with money...not that i ran loose and wild b4.

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That guy is a moron and a disgrace. "Send me $499.00 and I will teach you how to become debt free...in Jesus name!!"

I'll tell you how @ no charge.

Don't spend more then you make.

The End

[opie]

That guy is a moron and a disgrace. "Send me $499.00 and I will teach you how to become debt free...in Jesus name!!"

I'll tell you how @ no charge.

Don't spend more then you make.

The End

Ill play devils advocate, guy wises up works to get himself outta debt, comes up with a simple marketing scheme to make folks who lack disapline to manage thier money right. Said guy then makes a pile of money off of it. Doesnt sound moronic to me lol.

But you are right...like others said its common sense

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[PaulMys]

That guy is a moron and a disgrace. "Send me $499.00 and I will...............

Classic Snake-Oil scheme.

You're either smart enough to call "bull$hit", or be a victim of it.

This has been taking place for centuries.

The weak-minded initiate their own downfall.