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Do I need insurance? Avoid legal issues?
Hey so I'm almost ready to begin getting public jobs on the weekends. It's just my friends and parents mentionned this and I agree it has scared me a bit.
Is there a way to avoid getting sued if a client claims I damaged the car and all that. Do I need liability insurance or can I redige a document that if the client signs it makes it so I cannot get in legal trouble?
Iv'e done my friends car and parents car no issues but I did turn down 2 jobs from random clients because of this since I wasn't to sure and wanted to verify.
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Super Member
Re: Do I need insurance? Avoid legal issues?
If you are thinking of doing this for a living, then my answer would be yes. Absolutely.
It is no coincidence that man's best friend cannot talk.
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Re: Do I need insurance? Avoid legal issues?
Originally Posted by
PaulMys
If you are thinking of doing this for a living, then my answer would be yes. Absolutely.
Yeah ofcourse but yeah no, I'm just going to start doing 1 to 4 clients per week end.
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Super Member
Re: Do I need insurance? Avoid legal issues?
Originally Posted by
TheMidnightNarwhal
Yeah ofcourse but yeah no, I'm just going to start doing 1 to 4 clients per week end.
All it takes is one incident that would otherwise have to be paid out of pocket.
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Super Member
Re: Do I need insurance? Avoid legal issues?
Choice is yours, man.
I wish you good luck, regardless.
It is no coincidence that man's best friend cannot talk.
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Re: Do I need insurance? Avoid legal issues?
Yes but guys (or gals) that's the thing I'm asking. Can't I make my client sign a waiver?
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Re: Do I need insurance? Avoid legal issues?
Simple answer YES! but most times you will pay out of pocket because of deductible and premium increase.
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Re: Do I need insurance? Avoid legal issues?
Like yes I totally understand insurance if this is a business doing at least a client per day but like I said, this is more hobby right now.
I'm not even sure what to expect if I get insurance for cost? Probably will cost more than what I make by detailing lol.
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Super Member
Re: Do I need insurance? Avoid legal issues?
I wouldn't sign any waiver that waves my rights as a consumer
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Re: Do I need insurance? Avoid legal issues?
Ok then I guess I need to find insurance. My business isn't even registered yet. It was more of a hobby but if I don't wanna go bankrupt I guess I need to.
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