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  1. #11
    Super Member FUNX650's Avatar
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Get a couple of estimates; then,
    give your BIL the opportunity to
    make restitution.

    No reason you should have your
    insurance pay for his momentary
    lapse in judgement, IMO.


    Bob
    "Be wary of the man who urges an action in which he himself incurs no risk."
    ~Joaquin de Setanti

  2. #12
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Sounds like a great opportunity to put kamikaze artificial clear coat to the test.

  3. #13
    Super Member WillSports3's Avatar
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    I don't even know how I would react. I'd probably be in prison after that.
    2016 Mazda 3 Sports GT
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  4. #14
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Quote Originally Posted by FUNX650 View Post
    Get a couple of estimates; then,
    give your BIL the opportunity to
    make restitution.

    No reason you should have your
    insurance pay for his momentary
    lapse in judgement, IMO.


    Bob
    It will depend on whose property it was on. If it is on the OP's property, it will be on his homeowner's insurance. He could get the BIL to cover teh deductible. If it is on BIL's property, OP should be covered by BIL's homeowner's insurance. If it was on neutral ground, that will be on OP's auto insurance.

    I went through an insurance situation recently with a windstorm and a tree limb.
    Kirk Harrod's Mobile Detailing, Frankfort, KY
    Official Detailer of Camarofest 8 & 9
    No one has detailed more Camaros.

  5. #15
    Junior Member Ernie Mccracken's Avatar
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    The kind of guy who grinds right by your corvette and ruins the paint ain't exactly the kind of guy to own up and pay restitution. Just something to keep in mind before you destroy your own sanity and the mood of the next 5 holiday get togethers.

  6. #16
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Quote Originally Posted by Ernie Mccracken View Post
    The kind of guy who grinds right by your corvette and ruins the paint ain't exactly the kind of guy to own up and pay restitution. Just something to keep in mind before you destroy your own sanity and the mood of the next 5 holiday get togethers.
    That's why you let insurance deal with it.
    Kirk Harrod's Mobile Detailing, Frankfort, KY
    Official Detailer of Camarofest 8 & 9
    No one has detailed more Camaros.

  7. #17
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Where do you live? Maybe someone near you can help out

  8. #18
    Super Member custmsprty's Avatar
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Quote Originally Posted by KirkH View Post
    That's why you let insurance deal with it.
    And then your premiums go up because of your brother in law is an imbecile, no it's called accountability. And I highly doubt any insurance company given the "true" facts in this instance would pay a nickle to fix it. Being an adult, he's accountable and he should pay whatever it takes to fix it.
    2013 Genesis Coupe 3.8 Track Edition
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  9. #19
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Quote Originally Posted by custmsprty View Post
    And then your premiums go up because of your brother in law is an imbecile, no it's called accountability. And I highly doubt any insurance company given the "true" facts in this instance would pay a nickle to fix it. Being an adult, he's accountable and he should pay whatever it takes to fix it.
    Insurance would pay. If wind blows a healthy tree limb on your friend's car, homeowder's insurance will not pay because that is an "act of god." As I found out.

    Rates should not go up. There's a word that the insurance agent told me that I have forgotten, but basically means your premiums won't go up because it wasn't your fault.

    your state may vary.
    Kirk Harrod's Mobile Detailing, Frankfort, KY
    Official Detailer of Camarofest 8 & 9
    No one has detailed more Camaros.

  10. #20
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    Re: Used a grinder near my corvette, now paint has hundreds on small rusty pits!!!

    Or OP can choose to have a go at getting the money from his brainiac brother in law.
    Kirk Harrod's Mobile Detailing, Frankfort, KY
    Official Detailer of Camarofest 8 & 9
    No one has detailed more Camaros.

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