If I quit fridays completely I'll make sure to take advantage of their cobra policy. I pay $393/mo for wifey and I, and they are only allowed to increase it by 5%. But that's a great idea to factor into my budget.

VP, thanks for the response and understanding. Sounds like you are achieving your goals, that is awesome and inspiring. Is your winter market clients only or do you have retail jobs as well?

Yellow06GT: thanks for the response, definitely some valid points for me to keep in mind. I'll probably just keep the name, it's registered, just not as archly as I'd like, but I can make it work.