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  1. #1
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    Do I need insurance? Avoid legal issues?

    Hey so I'm almost ready to begin getting public jobs on the weekends. It's just my friends and parents mentionned this and I agree it has scared me a bit.

    Is there a way to avoid getting sued if a client claims I damaged the car and all that. Do I need liability insurance or can I redige a document that if the client signs it makes it so I cannot get in legal trouble?

    Iv'e done my friends car and parents car no issues but I did turn down 2 jobs from random clients because of this since I wasn't to sure and wanted to verify.

  2. #2
    Super Member PaulMys's Avatar
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    Re: Do I need insurance? Avoid legal issues?

    If you are thinking of doing this for a living, then my answer would be yes. Absolutely.
    It is no coincidence that man's best friend cannot talk.

  3. #3
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    Re: Do I need insurance? Avoid legal issues?

    Quote Originally Posted by PaulMys View Post
    If you are thinking of doing this for a living, then my answer would be yes. Absolutely.
    Yeah ofcourse but yeah no, I'm just going to start doing 1 to 4 clients per week end.

  4. #4
    Super Member dlc95's Avatar
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    Re: Do I need insurance? Avoid legal issues?

    Quote Originally Posted by TheMidnightNarwhal View Post
    Yeah ofcourse but yeah no, I'm just going to start doing 1 to 4 clients per week end.
    All it takes is one incident that would otherwise have to be paid out of pocket.

  5. Likes PaulMys liked this post
  6. #5
    Super Member PaulMys's Avatar
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    Re: Do I need insurance? Avoid legal issues?

    Choice is yours, man.

    I wish you good luck, regardless.
    It is no coincidence that man's best friend cannot talk.

  7. #6
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    Re: Do I need insurance? Avoid legal issues?

    Yes but guys (or gals) that's the thing I'm asking. Can't I make my client sign a waiver?

  8. #7
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    Re: Do I need insurance? Avoid legal issues?

    Simple answer YES! but most times you will pay out of pocket because of deductible and premium increase.


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  9. #8
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    Re: Do I need insurance? Avoid legal issues?

    Like yes I totally understand insurance if this is a business doing at least a client per day but like I said, this is more hobby right now.

    I'm not even sure what to expect if I get insurance for cost? Probably will cost more than what I make by detailing lol.

  10. #9
    Super Member vobro's Avatar
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    Re: Do I need insurance? Avoid legal issues?

    I wouldn't sign any waiver that waves my rights as a consumer

  11. #10
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    Re: Do I need insurance? Avoid legal issues?

    Ok then I guess I need to find insurance. My business isn't even registered yet. It was more of a hobby but if I don't wanna go bankrupt I guess I need to.

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