How to create dedicated albums in your photo gallery...
Here's a screen shot of the top of My Albums
that I get to when I click on the GALLERY
tab across the top of any forum webpage. (I don't ever access through User CP so I don't know if it's the same or not).
Basically, click on GALLERY and when you get there locate the My Albums text link and from there you have the option to create a new, dedicated album or folder.
After you create a new album,
Locate that album in your list of albums
Click on the Upload Photos
link to the right side of the screen
Then upload your photos
I give each photo a name, description and keywords - you don't have to but I do...
(It's all the same thing so I copy and paste into the three different lines)
Albums can help you to keep your photos organized which makes it easier to find them in the future or add more of a similar topic.